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SMSFs

Today

The tricky part comes into play as to whether the test applies to the client’s personal assets or the SMSF assets, or a combination.

How being a ‘sophisticated investor’ can lose you money

Ask yourself whether you have the skill and experience to assess the merits of an ‘exclusive’ investment because the law will assume you do.

  • Ben Smythe

This Month

SMSF investors should be able to get advice solely related to starting a pension rather than receiving unnecessary planning and compliance.

Why rules need to change on SMSF financial advice

The Future of Financial Advice Review offers an opportunity to get the balance right on compliance versus cost.

  • John Maroney
There are restrictions on certain investments, such as collectables and personal use assets.

Can my SMSF hire out a campervan?

The sole purpose test is a biggie here, as well as rules limiting use by members of an asset.

  • John Wasiliev

How to pick the right healthcare investments

Longer life expectancy together with the ageing of the global population presents investors with mouth-watering opportunities, but there are plenty of traps.

  • Mark Draper
With assets like gold bullion stored in a private deposit box in a bank, your auditor may require a photograph with something that evidences the date.

SMSF checklist to kick off new financial year

What you need to do to get 2022-23 off to a great start.

  • Meg Heffron
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Which SMSF structure is better for me?

An important decision for anyone wishing to start a self-managed super fund is the trustee arrangement.

  • John Wasiliev
Volatile markets are a good time for investors to rebalance to ensure their portfolio mix hasn’t drifted too far from their benchmark ratio of growth and defensive assets.

How SMSF investors should handle volatile markets

Don’t panic but focus on what you can do.

  • Tim Mackay
SMSFs can acquire shares from a related party if listed on an exchange like the ASX.

How to transfer shares from a family trust to super

A self-managed superannuation can acquire shares from a related party, but only if listed on a public market like the Australian Securities Exchange.

  • John Wasiliev

June

There are new rules for SMSFs invested in the property market.

Tax trap could snare property investors as rates rise

SMSF property investors need to review their retirement portfolios to prevent costly fire sales if the total balance exceeds $1.7 million.

  • Duncan Hughes
Self-managed super is all about control of one’s own finances.

Why self-managed super funds are anxious about these 3 reforms

The sector is waiting to see if the Labor government will proceed with some crucial changes that were in the pipeline before the election.

  • John Maroney
Dixon Advisory’s US Residential Masters Property Fund (URF) has flagged a buyback and restructure after a portfolio sale fell over.

Dixon Advisory’s URF flags buyback, restructure

The US Masters Residential Property Fund is aiming to cut further costs, grow revenue by increasing rents while also selling off other properties after the sale of the fund fell over.

  • Carrie LaFrenz and Jonathan Shapiro
To lock in the co-contribution for 2021-22, the personal contribution has to be in the super fund before June 30.

Maximise your super before June 30 with this ‘to do’ tax list

Make the most of the next few weeks by working through our superannuation checklist.

  • Meg Heffron

Can my wife, 74, contribute $300,000 to our SMSF?

If you’re retired and have some money you’d like to add to super, new rules from July 1 will allow you to do so fairly easily up to 75. Here’s how this will work.

  • John Wasiliev
The rate of industry fund members rolling over funds to SMSFs has slowed.

The right time to switch into an SMSF

Before you make the leap, here’s how to work out when it’s worth it.

  • Tim Mackay
Lawyers warn estate disputes are rising as the value of self-managed super funds tops $820 billion across 600,000 funds and more than 1 million members.

SMSF members becoming targets for children seeking bigger inheritances

Lawyers warn estate disputes are rising as the value of self-managed super funds tops $820 billion.

  • Duncan Hughes
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A fund’s transfer balance account shows the transfers into and out of retirement pensions.

Why $1.7m pension cap is more flexible than you think

Want to withdraw a lump sum from pension phase? You’re better off transferring it back to your accumulation account so you can restore the pension later.

  • John Wasiliev

May

Small amounts of super earned from part-time work could be eroded by fees in industry or retail funds.

The big change to super that every parent must know

If your kids under 18 are eligible for super guarantee payments under new rules, this is why it might be more cost-effective to use your self-managed fund.

  • Peter Townsend

Watch out for SuperStream complexity when shutting down your SMSF

Concerned by the extra responsibilities of this ATO-administered government reform? This is what you need to know.

  • John Wasiliev

Smashed small caps that can turn into portfolio treasures

The best time to buy is when they get badly oversold. Professional investors share the stocks they like and what to watch out for.

  • Tony Featherstone
MLC Asset Management’s head of investments Al Clark.

The new balanced fund is taking shape

How is the investment mix changing for the balanced fund while investors are preparing to face inflationary risks?

  • Alexandra Cain